What Employees in Texas Need to Know About Unemployment Benefits
If you’re an employee in Texas impacted by the federal government shutdown (e.g., furloughed, working but unpaid, or facing reduced hours because of the lapse in federal pay), you’re not alone. This can be a very stressful financial moment for many. The good news is that you may qualify for unemployment benefits through the Texas Workforce Commission (TWC). You should visit: https://www.twc.texas.gov/programs/unemployment-benefits/applying-unemployment-benefits-after-federal-government-shutdown.
If you work in Texas and the shutdown has affected your federal employment, the TWC treats certain disruptions as a “layoff” or reduction in work that may qualify you for unemployment benefits. According to the TWC, if you are a federal employee who has been furloughed because of the shutdown, you are considered laid off. If you are still working but have not been paid or your hours have been reduced, you may consider contacting TWC so that they can review your situation and determine whether you meet eligibility requirements.
When you apply, you’ll need basic information such as your Social Security number, date of birth, Texas driver’s license or state ID, and address, as well as details about your employment, including your employer’s name, location, and the dates you worked. You will also need to provide an estimate of the federal wages you earned in the past 18 months and proof of your federal employment. After you apply, TWC will send a form asking you to verify your wages and submit supporting documents.
You can apply for benefits online through TWC’s Unemployment Benefits Services portal or by calling the TWC Tele-Center at 800-939-6631. After filing your initial application, you must continue requesting payment every two weeks and maintain your eligibility by being able to work, available for work, and actively seeking work unless exempted. Although your unemployment is caused by a government shutdown, eligibility rules still apply. Be sure to follow any and all instructions provided to you by TWC.
It’s also extremely important to understand what happens if you later receive back pay. If your federal employer eventually pays you retroactively for the shutdown period, and you have received unemployment benefits covering that same time, you will have to repay the benefits. The TWC makes this clear: “If you are paid retroactively for the period you were unemployed during the shutdown, you will have to repay the benefits you received.” In simple terms, you should treat any unemployment benefits you receive during the shutdown as a loan, because if you receive back pay later, you will owe that money back.
For your financial planning, it’s smart to apply for unemployment benefits promptly if you qualify, but also to budget as though you may need to repay that money. Try not to rely on it as permanent income. Keep detailed records of your claim, including
